Background on the social insurance system
Because as it represents the social security of the essential need of man, especially to his care and his family after him have all states sought in the world to set up insurance systems for its citizens even social insurance programs has become the first target prepared by the parties in European countries competed in their election programs, all the current governments in Europe and America , social insurance programs and the development of fear and they are the main reasons for their victory governance
Where social security is one of the primary means in achieving the protection and security workers, and even became the SIF is the key driver of financial markets and the global economy and any impact on any fund in developed countries leads to the collapse of the country's economy, but he became the text in the constitutions of states to achieve social protection and the provision of insurance aging, disability and death insurance and health care, unemployment, including our country. Article (25) of the Constitution of the Republic of Yemen that Yemeni society is based on social solidarity based on justice, freedom and equality under the law. Article (55) of the state to ensure the provision of social security for all citizens in the event of illness or disability, unemployment, old age or the loss of the breadwinner as stipulated in Article (24) The State shall guarantee equal opportunities for all citizens politically, economically and socially, culturally and issued laws to achieve this.
Based on the ILO Declaration making 2003 a year of insurance coverage and the recommendation of the International Labour Conference No. 202 for the year 2012 on the social protection floor
Which makes it imperative for insurance institutions to expand their activities and work to develop them to include all citizens from different professions and we will review in this paper and the reality of social security in Yemen and the difficulties and challenges faced by the insurance to work with the development of legislation and social Altamillat represented by the adoption of the House of Representatives of the new draft law for Social Security in May 2013
The lesson of these texts that the Constitution entrusts delegated to draw insurance policy in order to achieve benefit citizens, social insurance services from pensions and compensation and other insurance rights and how to assess and explain the criteria for entitlement and the rules of disbursement and identify the beneficiaries and their sources of funding and all this is done on a technical basis and calculation actuarial and taking into account social solidarity, which is of the most important social insurance features.
Social security systems and is today the subject of much interest from the world's developed and particularly civilized and the most important economic and social progress factors in modern democratic societies, attention to social insurance came for the labor force as a component of the elements necessary to provide security for them in their present and future against the social and professional risks they are exposed in their lives and their businesses, which ultimately impact on productivity and efficiency on the one hand to achieve the social security of the society on the other.
Hence the social insurance systems have accounted for the interest of peoples and governments, regional and international organizations and invited to take their constitutions and international conventions and declarations, especially the Universal Declaration of Human Rights adopted by the United Nations General Assembly, which stated that every human being as an element in society the right to social security.
The objectives of the establishment of General Organization for Social Insurance and its terms of reference
The system aims to provide social protection for workers in the private sector insured and their families after them through the collection and the collection of insurance premium and investment and exchange insurance rights and benefits of pensions and compensation, grants and subsidies.
The Foundation aims to provide a stable social protection for the insured and their families at the end of service and that by pooling insurance contributions and investment of these funds and disbursement of pensions and compensation and any other amounts due to the insured and beneficiaries after them and approved in accordance with the provisions of the law and its implementing regulations.
The Foundation manages and application of social insurance for workers in the private sector system by doing the following key functions:
1. doing all the work and legal actions that will achieve its purposes in accordance with the provisions of the law
2. conclude contracts and agreements according to what it considers necessary and appropriate.
3. Caring insured in accordance with the provisions of the Social Insurance Law.
4. Foundation funds investment by subscription or purchase of shares in companies and do alone or with the national capital or foreign-founded companies and deciding on the conduct of tenders and presentations and contributions for these projects.
5. possess, purchase or sale of land or real estate and construction of buildings and structures by establishing rent according to their needs and achieve their purposes.
6. Identification and assessment of contributions and other amounts owed by the business owners subject to the provisions of the law and to take measures to ensure the collection of the money
7. perform insurance service in terms of identifying and disbursement of pensions, compensation for the insured and their beneficiaries, as well as taking action on medical care in the case of the application of employment insurance for workers insured injury.
8. Work on the use of means of estimating pensions, compensation, etc., etc. The work on the disbursement of the period specified in the law and its implementing regulations.
9. propose amendments aimed at the development of the social security legislation within the framework of its activity.
10. Conduct studies and research in order to expand the social security umbrella and progressively.
11. Inspection of facilities and employers who are covered by social insurance law in order to restrict them retarded or ensure the validity of data through access to records necessary to implement the provisions of the law and documents. (12).
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